You can still sell our GAP Insurance!

Despite the press reports suggesting that GAP has been withdrawn, it has not been withdrawn from brokers, so our products are still available to you and your customers.

Following the recent FCA announcement we would like to assure you that Nice 1 and its insurers have been unaffected; therefore, we are still open for GAP business and our policies are fully compliant and available to your clients.

Because dealerships are prohibited from selling GAP, this presents a major opportunity to promote GAP for March’s new vehicle sales.

If you are in any doubt or have any queries please contact Andy Acton on 07977 555431.

Yours faithfully

The Nice 1 team.

Gadget & mobile insurance

Electronic gadgets are now part and parcel of our everyday lives and in addition to the inconvenience, the cost of replacement can be expensive.

Nice 1 Gadget Cover will provide cover without the need to claim on a main motor or household policy, keeping No Claims Discounts intact*.


  • Accidental damage - covers repair costs if an insured gadget is damaged as a result of an accident.
  • Theft – covers replacement cost if an insured gadget is stolen.
  • Loss – covers replacement if an insured mobile phone is accidentally lost (no other gadget is insured for accidental loss).
  • Breakdown – covers electrical or mechanical breakdown of an insured gadget that occurs outside the manufacturers guarantee period (this cover does not extend to laptops).
  • Worldwide Cover - Insured gadgets are covered for up to 90 days abroad within any 12-month period
  • Fraudulent Call Cover - If an insured mobile phone is accidentally lost or stolen and is used fraudulently, covers reimbursement of the costs (upon receipt of your itemised bill) up to the maximum value of £2500.
  • Cover for policyholder and immediate family.

Two cover limits are available, £500.00 and £1000.00**

*£25 excess (theft or accidental damage), £50 excess (accidental loss). **maximum two claims per insured peril during any single period of insurance. Please refer to the policy IPID and policy wording for a more detailed explanation of benefits and exclusions.