What is GADGET insurance?

Electronic gadgets are now an important part of our everyday lives and many of us depend on them for handling a multitude of tasks from simply keeping in touch or for important financial transactions involved in shopping and banking.

In addition to the inconvenience, if gadgets are lost, stolen or damaged, the cost of repairs or replacement can be expensive.

This Gadget policy entitles you to repair or replacement of your gadget or mobile phone, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if your phone is lost or stolen.

It will provide cover without the need for you to claim on a main motor or household policy, keeping No Claims Discounts intact; however, there are small excess fees applicable to claims which are detailed in both the FAQ’s under the question “What level of cover can I choose” and policy wording.
 
Features:

  • 14 Day Money Back Guarantee
  • Choice of benefit level cover
  • * If your gadget is stolen we will replace it.
  • * If your gadget is accidentally damaged the costs incurred as a result will be paid.
  • * If your gadget stops working outside of the manufacturer’s warranty it will be fixed or replaced.
  • * If you lose your gadget it will be replaced.
  • * If your gadget is maliciously damaged by someone else it will be fixed or replaced.
  • * If you lose or have your gadget stolen and unauthorised calls are made they will be covered.

* Up to the benefit cover level of your policy

What is BUSINESS GADGET insurance?

Electronic gadgets are now an important part of our everyday business lives and most business’s depend on them for handling a multitude of tasks from simply keeping in touch, for important presentations, IT development/maintenance, research, financial transactions and much more. The variety in use is matched by the variety in business types. The most commonly used items in business are mobile phones, laptops, and tablets but a full list of gadgets covered can be found in either the FAQs or policy wording.

In addition to the inconvenience, if gadgets are lost, stolen or damaged, the cost of repairs or replacement can be expensive, especially if you have a high number of gadgets “out in the field”.

This Gadget policy entitles a business to repair or replacement of its gadget(s) or mobile phone(s), used by authorised users (usually employees) when being used for business purposes, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if a mobile phone is lost or stolen.

It will provide cover without the need for you to claim on a main business insurance policy, keeping No Claims Discounts intact; however, there are small excess fees applicable to claims which are detailed in both the FAQs and policy wording.

The total level of cover that can be purchased is either £5,000, £10,000 or £20,000.

  • 14 Day Money Back Guarantee
  • Choice of benefit level cover
  • * If your gadget is stolen we will replace it.
  • * If your gadget is accidentally damaged the costs incurred as a result will be paid.
  • * If your gadget stops working outside of the manufacturer’s warranty it will be fixed or replaced.
  • * If you lose your gadget it will be replaced.
  • * If your gadget is maliciously damaged by someone else it will be fixed or replaced.
  • * If you lose or have your gadget stolen and unauthorised calls are made they will be covered.
  • Includes worldwide cover

* Up to the benefit cover level of your policy

Select cover type
Select your MobileAndGadget cover product
Select your cover level
Select when the cover will start
Your Premium
Welcome to Nice 1 Limited

Established since 2007, Nice1 Limited originally made its name with the development of innovative insurance solutions for the specialist insurance products marketplace through insurance intermediaries. We pride ourselves on providing up to date solutions tailored to customer needs. Our online offerings provide complete information in non-technical jargon, which should enable you to make informed decisions about product suitability.

Questions?