If you’ve landed on this page, it’s probably because you are considering GAP insurance for a vehicle that you have either owned for some time or is too old for a normal GAP Insurance policy. You are looking at GAP cover because you appreciate its value and don't want to be left with a shortfall if your vehicle is written off by your main vehicle insurer.
Total Loss Protect is a form of GAP insurance designed to help protect you against financial loss in the event that your vehicle is written off by your main vehicle insurer, and will pay 25% on top of the insurer’s settlement amount, up to a maximum of £10,000.
The vehicles that can be covered by TLP are:
TLP GAP covers your vehicle no matter:
the length of time you have owned it,
its recorded mileage, or
if you’ve had a GAP policy, but it expired and cannot be extended.
Most vehicles can be covered, other than vehicles that; are over 3,500kg GVW or have a purchase price in excess of £50,000 that are not fitted with a manufacturer approved tracking device, or are insured under a motor traders’ policy*.
*Full eligibility and exclusion details are contained within the Total Loss Protect Policy wording.
If you would like assistance with any products, cancellations or updating details on your policy please select one of the links below:
Established since 2007, Nice1 Limited originally made its name with the development of innovative insurance solutions for the specialist insurance products marketplace through insurance intermediaries. We pride ourselves on providing up to date solutions tailored to customer needs. Our online offerings provide complete information in non-technical jargon, which should enable you to make informed decisions about product suitability.