Terms and Conditions

This web site is owned and maintained by Nice 1 Limited. The use of this web site is subject to the following terms and conditions which you should read carefully. By using this web site you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this web site.

Use of web site

The information, service and products on this web site are intended for use by residents of the UK only, and are not aimed at or intended for use by residents of any other jurisdiction.

This web site is designed to be accessed through its principal product home pages and such other pages as we may decide. If you access the site through individual pages directly, which are designed for this purpose, you may not see important information which is relevant to a full understanding of our products and services. Where necessary you may be referred on certain site pages to read 'Important Information'. This Important Information will contain important product details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.

Exclusion of liability

Whilst we have taken all reasonable steps to ensure the accuracy and completeness of the information on this web site, we give no warranty and make no representation regarding the accuracy or completeness of the content of this web site. Consequently, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this web site. Further, no warranty is given that the web site shall be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this web site by unauthorised third parties.

Access to and use of this web site is at the user's own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

Nothing in these terms and conditions shall exclude or limit our duties and liabilities under any applicable legislation or any conduct of business rules which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury or for fraudulent misrepresentation.

This web site contains links to other web sites which are hosted and maintained by third parties. We have no control over the content or security of any such site. You link to such sites at your own risk, and we make no representations regarding the content of any such web site. We cannot be liable for any loss or damage which may arise from the use of such third party web sites.

Cancelation Policy

You may cancel your policy within the 14 days from your cover start date and obtain a full refund of premium by contacting the agent that sold you the policy, providing you have not made any claims under this policy. After this 14 day period, you may cancel this policy, but no refund of premium will be made.

We may cancel your policy by sending 21 days' written notice to you at the postal address last known to us. Where a claim has not already been paid by us under your current policy and provided we are not cancelling because of a false declaration or fraud by you and your premium has been fully paid then we will return your premium less the proportionate part corresponding to the period of insurance the policy has been in force.

Description of Services

Prior to purchasing any of the policies available on this website from one of our authorised agents, you should read carefully the Key Facts document and policy document applicable to your enquiry. These documents contain all the information you require, in an easy to read format, to ensure you are able to make an informed buying decision. They are available for you to download via the agent selling the product, in the product description section headed: Key Facts.

General Exclusions

Cover only applies only in the United Kingdom. Cover only applies to the vehicle or vehicles shown on the Policy Schedule. Cover is not transferable.

Delivery Policy

All documentation relating to quotations or purchases will be sent to you by email. Should you require to retrieve your documentation at a later date, you may do so by contacting the agent that sold you the policy.

Currency & Merchant Domicile

All transactions are conducted in pounds sterling. Nice 1 Limited is domiciled in England and all transactions conducted are governed by the laws of England and Wales.


All rights, save as expressly granted, are reserved. Reproduction in any form of any part of the contents of this web site without our prior consent is prohibited unless for personal use only.


This web site contains trade marks belonging to Nice 1 Limited and its affiliated Companies. The unregistered trademarks include graphics, logos, words, phrases and icons contained on this web site. No rights are granted in respect of any of the above trade marks. If you are in doubt whether an item is a trade mark of Nice 1 Limited or its affiliated Companies, please contact us for clarification at the address on our contact page.


The contents of this web site do not purport to provide any financial, investment or professional advice and nothing on the pages of this web site shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Governing Laws

The terms and conditions of this web site are governed by the laws of England. And any dispute regarding this web site shall be subject to the exclusive jurisdiction of the English courts.

Changes to web site

The contents of this web site, including these terms and conditions of use are subject to change by us without notice.

Regulatory Inventions

Nice 1 Limited is registered in England under company No 6082902. Registered Office: Nice 1 House, Broad Lanes, Bilston, West Midlands WV14 0RQ.

Nice 1 Limited is authorised and regulated by the Financial Conduct Authority. FCA Reference Number (FRN) is 650309. Their name, address and regulatory status can be checked by visiting the FCA website at http//

The Financial Conduct Authority (FCA) is the independent watchdog set up by the government to regulate financial services in the UK, and to protect the rights of the retail customer.

Theft Protect is a trading style of Nice 1 Ltd © Nice 1 Limited 2011. All rights reserved.