Minibus Excess Protection
You are covered for an amount equal to the excess in relation to each settled claim on the main vehicle insurance policy up to the annual aggregate limit of your XS policy in respect of fault-based claims arising from a minibus insurance claim.
Cover is for social, domestic, and Business Use Class 3, including for hire and reward as a licensed taxi, and provided the minibus does not exceed 3.5 tonnes in gross vehicle weight, of which you or a business is the owner and of which the driver is authorised to drive.
This Minibus XS policy covers one minibus only whether owned personally or by a business.
You are also covered where you have been unsuccessful in recovering the excess cost from a third party within six months of making a valid claim against them under your main insurance policy.
Cover benefit options available range between £250 - £2000.